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This calculator will allow you to see what your insurance costs will be if you cover your crops under the Whole Farm Revenue Protection insurance program.
You are not able to buy insurance from this website, but, should you want to purchase insurance after seeing your quote, or have further questions about the
Whole Farm insurance program, you should speak to your local agent. You can find your local agent through the RMA Agent Locator.
We have already filled in the calculator values with an example farm, but, to get the most accurate quote from our calculator, you will want to enter your farm's data.
If you are a beginning farmer or rancher, you should select this option in the calculator. Generally, someone qualifies as a beginning farmer or rancher if they have been working as the owner of a farm for less than
5 years. Note, that it does not have to be the same farm for all the years. If you have 10 years of experience as a farm owner, but you just bought a new farm, you are likely not a beginning farmer.
You need atleast 3 tax year records for your farm if you are a beginning farmer (farmers who are not beginning farmers need 5 tax year records). Beginning farmers receive an additional
10% subsidy for their insurance premiums and also do not need to pay the administrative fee when signing up for a Whole Farm insurance plan. If you have any questions as to whether or not you are a beginning farmer,
contact your local crop insurance agent.
Before you start, it might be a good idea to have the following materials at hand. Here is some information that the calculator will need.
If you are a beginning farmer, you will only need Historical Allowable Revenue for 3 of the 5 past tax years. You will also need the allowable revenue from the previous
year, or the 'Lag Year' (e.g. For the 2017 insurance year, the 'Lag Year' will be 2016).
Beginning farmers only have to fill in 3 of the years from their tax records. They must also fill in their revenue from
the 'lag year', the year before the current year which taxes have not been filed for yet.
Eligible Number of Commodities
Number of Units
(e.g. '100' HEAD, '4' ACRES)
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